1. 01

   How you get work

   Lendzo puts your business in front of homeowners when your trade, your area and your availability fit what they need. We do not guarantee any volume of work, and you are free to decline anything.

2. 02

   How you get paid

   Every job is quoted by you and accepted by the homeowner before it starts. The agreed price is then frozen and cannot be changed by anyone mid-job without a recorded variation. Payment is released in stages — typically 30/30/40 — and each stage is released only once you have claimed it, the evidence has been checked, the homeowner has approved it, and Lendzo has re-run its own release checks. Lendzo holds the money in the meantime.

3. 03

   What you must keep current

   The documents you have uploaded. If your public liability insurance or your COIDA letter of good standing lapses, you stop receiving work and outstanding payments are held until it is renewed. This is not a penalty — we cannot place you on somebody’s property without it.

4. 04

   Evidence

   You upload progress evidence against the requirements frozen onto each stage at the start of the job. Evidence cannot be deleted once uploaded, by you or by us.

5. 05

   Ending it

   Either side may leave with reasonable notice. Work already in progress is completed or handed over on terms agreed at the time.

To accept, go back to WhatsApp and tap I agree. A copy is kept with your application.